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</html><thumbnail_url>https://amfi.ba/wp-content/uploads/2025/11/577551991_827664689647725_8236663322401399061_n.jpg</thumbnail_url><thumbnail_width>1430</thumbnail_width><thumbnail_height>949</thumbnail_height><description>AI is driving efficiency and innovation in finance, but it also brings complex challenges in regulation, ethics, and data protection. This panel examined how legal frameworks and ethical standards can guide the responsible use of AI in the financial sector of the Western Balkans and beyond. MICROBALKANS25 &#x2013; Dubrovnik, November 5&#x2013;7, 2025 Learn more: www.amfi.ba</description></oembed>
