{"id":4011,"date":"2021-11-13T11:07:03","date_gmt":"2021-11-13T10:07:03","guid":{"rendered":"http:\/\/amfi.ba\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\/"},"modified":"2021-11-16T15:15:37","modified_gmt":"2021-11-16T14:15:37","slug":"panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector","status":"publish","type":"post","link":"https:\/\/amfi.ba\/en\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\/","title":{"rendered":"PANEL 1 \u2013 More than micro lending: client protection, non-financial services and socially responsible financing as the basis for success of the microcredit sector"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4011\" class=\"elementor elementor-4011 elementor-3956\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14b051f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"14b051f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;shape_divider_bottom&quot;:&quot;triangle&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,98.9L0,6.1V0h1000v6.1L500,98.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 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class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/amfi.ba\/wp-content\/uploads\/2021\/11\/AMFI-PANELI-vizuali-konferencija-nov-2021-Panel-1-VISE-OD-MIKROKREDITIRANJA-bos.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"AMFI PANELI vizuali konferencija nov 2021 Panel 1 VI\u0160E OD MIKROKREDITIRANJA (bos)\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6Mzk1OCwidXJsIjoiaHR0cHM6XC9cL2FtZmkuYmFcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjFcLzExXC9BTUZJLVBBTkVMSS12aXp1YWxpLWtvbmZlcmVuY2lqYS1ub3YtMjAyMS1QYW5lbC0xLVZJU0UtT0QtTUlLUk9LUkVESVRJUkFOSkEtYm9zLnBuZyJ9\">\n\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"434\" src=\"https:\/\/amfi.ba\/wp-content\/uploads\/2021\/11\/AMFI-PANELI-vizuali-konferencija-nov-2021-Panel-1-VISE-OD-MIKROKREDITIRANJA-bos.png\" class=\"attachment-full size-full wp-image-3958\" alt=\"\" srcset=\"https:\/\/amfi.ba\/wp-content\/uploads\/2021\/11\/AMFI-PANELI-vizuali-konferencija-nov-2021-Panel-1-VISE-OD-MIKROKREDITIRANJA-bos.png 800w, https:\/\/amfi.ba\/wp-content\/uploads\/2021\/11\/AMFI-PANELI-vizuali-konferencija-nov-2021-Panel-1-VISE-OD-MIKROKREDITIRANJA-bos-300x163.png 300w, https:\/\/amfi.ba\/wp-content\/uploads\/2021\/11\/AMFI-PANELI-vizuali-konferencija-nov-2021-Panel-1-VISE-OD-MIKROKREDITIRANJA-bos-768x417.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\"><\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e6d16a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e6d16a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4622bb4\" data-id=\"4622bb4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9551477 elementor-widget elementor-widget-text-editor\" data-id=\"9551477\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As a part of the Panel 1 discussion, we will be talking about effects of micro lending in the light of their impact on business development and improvement of living conditions of microcredit users, with special focus on the methods of relevant data collection and their disclosure to the general public.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p>The Panel 1 leader is Ms. Elma \u010cardaklija Ba\u0161i\u0107, Director of MCF Lok, while participants are: Ms. Ernadina Bajrovi\u0107, M.Sc., Vice Governor of the Central Bank of BiH, Ms. Vanja Cico, Investment Manager at \u201eFinance in Motion\u201c\u2013 EFSE, Ms. Katarzyna Pawlak \u2013 Katarzyna, Executive Officer at the Microfinance Centre \u2013 MFC and Ms. Caroline Lentz, Deputy General Manager at the European Microfinance Network (EMN).<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><b>Ms. Elma \u010cardaklija Ba\u0161i\u0107<\/b>, Director of MCF Lok, is an economist with 16 years of experience in the branch. Since 2014, she has been the director of the micro credit foundation LOK. She possesses long term experience in business management and has well developed strategic competencies in the financial sector, whereas special emphasis is placed on interpersonal and organizational skills, followed by team management, finance management, responding to crisis situation, as well as legal standards regarding the financial sector.<\/p>\n<p><b>Ms. Ernadina Bajrovi\u0107, <\/b>M.Sc., is the Vice Governor of the Central Bank of BiH and is in charge of the Administration and Finance Sector since 2013. She has been with CBBH ever since 1997. During this period, Ms. Bajrovi\u0107 was involved in the projects such as Convertible Mark introduction and release of this local currency into general circulation and payment system reforms in BiH, and was a member of the working group of the BiH financial sector related to EU negotiations, a member of the advisory group for the BiH Fiscal Council, manager of the EU Twining Light Project on strengthening the institutional capacities. She holds many certificates related to the management segment and an ISO certificate for quality manager. For more than 14 years, she has been holding senior management positions, e.g. head of HR department.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><b>Ms. Vanja Cico<\/b> is the Investment Manager at \u201eFinance in Motion\u201c, an advisory company to the European Fund for Southeast Europe (EFSE) and the Green for Growth Fund (GGF), thus also managing their technical support segment. She is in charge of the portfolio and technical support in Albania, BiH, Bulgaria, Croatia and Kosovo. Ms. Cico holds more than 10 years of experience in the financial sector and operations in banks, microcredit institutions and leasing companies.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><b>Ms. Katarzyna Pawlak &#8211; Katarzyna<\/b> is the Executive Director of the Microfinance Centre (MFC) \u2013 leading network in Europe and Central Asia connecting inclusive financial organizations and professionals that all jointly serve more than 2 million microfinance clients. For more than 20 years, she has been working with the microfinance and financial inclusion sector. She has initiated a global fund for integration of social performance management that, over the period of seven years, received support of more than 50 networks worldwide. Ms. Pawlak-Katarzyna is a co-author of the MFC program of financial health that was expanded to the networks of local trainers in more than 20 countries. She is an expert in the field of standards of responsible financing, financial health, financial instruments of the EU and digitalization.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><b>Ms. Caroline Lentz<\/b> is the Deputy General Manager of the European Microfinance Network (EMN). She is in charge of membership development and strengthening partnerships for EMN members. She has more than nine years of experience in EMN. Ms. Lentz possesses extensive experience in rendering services of capacities building and event creation. She was a part of the management group of the European Commission for the EU Code of Conduct.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p><b><span class=\"Apple-converted-space\">\u00a0<\/span>PROPOSAL: Hash tag for social network postings:<\/b> #konferencija #conference #mikrokrediti #mikrofinansije #microfinance #mikrokreditneorganizacije #MKO #korisnici #uslovi #pobolj\u0161anje #finansijskainkluzija<span class=\"Apple-converted-space\">\u00a0 <\/span>#financialinclusion #edukacija #education #MSN #EMN (TAG THEM) <span class=\"Apple-converted-space\">\u00a0 <\/span>#udru\u017eenjemikrokreditnihorganizacijaubih #AMFI<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-59c70ab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59c70ab\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b49e68a\" data-id=\"b49e68a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7e3f89 elementor-widget elementor-widget-spacer\" data-id=\"b7e3f89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8efc976 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8efc976\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-414efdf\" data-id=\"414efdf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e90481d elementor-widget elementor-widget-heading\" data-id=\"e90481d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Similar Articles - Find Out More<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Share on facebook Facebook Share on twitter Twitter Share on linkedin LinkedIn As a part of the Panel 1 discussion, we will be talking about effects of micro lending in the light of their impact on business development and improvement of living conditions of microcredit users, with special focus on the methods of relevant data [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3958,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-4011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>PANEL 1 \u2013 More than micro lending: client protection, non-financial services and socially responsible financing as the basis for success of the microcredit sector - AMFI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/amfi.ba\/en\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PANEL 1 \u2013 More than micro lending: client protection, non-financial services and socially responsible financing as the basis for success of the microcredit sector - AMFI\" \/>\n<meta property=\"og:description\" content=\"Share on facebook Facebook Share on twitter Twitter Share on linkedin LinkedIn As a part of the Panel 1 discussion, we will be talking about effects of micro lending in the light of their impact on business development and improvement of living conditions of microcredit users, with special focus on the methods of relevant data [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/amfi.ba\/en\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\/\" \/>\n<meta property=\"og:site_name\" content=\"AMFI\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-13T10:07:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-11-16T14:15:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/amfi.ba\/wp-content\/uploads\/2021\/11\/AMFI-PANELI-vizuali-konferencija-nov-2021-Panel-1-VISE-OD-MIKROKREDITIRANJA-bos.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"434\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Amfiadm\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amfiadm\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/amfi.ba\\\/en\\\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/amfi.ba\\\/en\\\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\\\/\"},\"author\":{\"name\":\"Amfiadm\",\"@id\":\"https:\\\/\\\/amfi.ba\\\/en\\\/#\\\/schema\\\/person\\\/69f2eb5270a54c9451ec0a3ac5efc2b0\"},\"headline\":\"PANEL 1 \u2013 More than micro lending: client protection, non-financial services and socially responsible financing as the basis for success of the microcredit sector\",\"datePublished\":\"2021-11-13T10:07:03+00:00\",\"dateModified\":\"2021-11-16T14:15:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/amfi.ba\\\/en\\\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\\\/\"},\"wordCount\":662,\"publisher\":{\"@id\":\"https:\\\/\\\/amfi.ba\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/amfi.ba\\\/en\\\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/amfi.ba\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/AMFI-PANELI-vizuali-konferencija-nov-2021-Panel-1-VISE-OD-MIKROKREDITIRANJA-bos.png\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/amfi.ba\\\/en\\\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\\\/\",\"url\":\"https:\\\/\\\/amfi.ba\\\/en\\\/panel-1-more-than-micro-lending-client-protection-non-financial-services-and-socially-responsible-financing-as-the-basis-for-success-of-the-microcredit-sector\\\/\",\"name\":\"PANEL 1 \u2013 More than micro lending: client protection, non-financial services and socially responsible financing as the basis for success of the microcredit sector - 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