{"id":8618,"date":"2026-08-14T15:58:56","date_gmt":"2026-08-14T13:58:56","guid":{"rendered":"https:\/\/amfi.ba\/?p=8618"},"modified":"2026-08-14T16:05:45","modified_gmt":"2026-08-14T14:05:45","slug":"microbalkans-from-regional-dialogue-to-coordinated-action","status":"publish","type":"post","link":"https:\/\/amfi.ba\/en\/microbalkans-from-regional-dialogue-to-coordinated-action\/","title":{"rendered":"MicroBalkans \u2013 From Regional Dialogue to Coordinated Action"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"8618\" class=\"elementor elementor-8618 elementor-8607\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-022c04e e-flex e-con-boxed e-con e-parent\" data-id=\"022c04e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3bf299 elementor-widget__width-inherit elementor-skin-carousel elementor-arrows-yes elementor-pagination-type-bullets elementor-pagination-position-outside elementor-widget elementor-widget-media-carousel\" data-id=\"b3bf299\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;skin&quot;:&quot;carousel&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"media-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/amfi.ba\/wp-content\/uploads\/2026\/08\/OBJAVA-2.1.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"b3bf299\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6ODYxNSwidXJsIjoiaHR0cHM6XC9cL2FtZmkuYmFcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjZcLzA4XC9PQkpBVkEtMi4xLmpwZyIsInNsaWRlc2hvdyI6ImIzYmYyOTkifQ%3D%3D\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"\" style=\"background-image: url(&#039;https:\/\/amfi.ba\/wp-content\/uploads\/2026\/08\/OBJAVA-2.1.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/amfi.ba\/wp-content\/uploads\/2026\/08\/OBJAVA-2.2.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"b3bf299\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6ODYxNiwidXJsIjoiaHR0cHM6XC9cL2FtZmkuYmFcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjZcLzA4XC9PQkpBVkEtMi4yLmpwZyIsInNsaWRlc2hvdyI6ImIzYmYyOTkifQ%3D%3D\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"\" style=\"background-image: url(&#039;https:\/\/amfi.ba\/wp-content\/uploads\/2026\/08\/OBJAVA-2.2.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/amfi.ba\/wp-content\/uploads\/2026\/08\/OBJAVA-2.3.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"b3bf299\" data-elementor-lightbox-title=\"OBJAVA 2.3.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6ODYxNywidXJsIjoiaHR0cHM6XC9cL2FtZmkuYmFcL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjZcLzA4XC9PQkpBVkEtMi4zLmpwZyIsInNsaWRlc2hvdyI6ImIzYmYyOTkifQ%3D%3D\">\t\t<div class=\"elementor-carousel-image\" role=\"img\" aria-label=\"OBJAVA 2.3.\" style=\"background-image: url(&#039;https:\/\/amfi.ba\/wp-content\/uploads\/2026\/08\/OBJAVA-2.3.jpg&#039;)\">\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"Next\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa7e268 elementor-widget elementor-widget-text-editor\" data-id=\"fa7e268\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We are pleased to share an article by Elma Zukic, President of the Association of Microfinance Institutions in Bosnia and Herzegovina (AMFI), published in Issue No. 5 of Adria Fintech Journal, reflecting on the development of MicroBalkans as a regional platform for inclusive finance and regulatory convergence.<\/p><p>In \u201cMicroBalkans 2025 \u2013 A Regional Platform for Inclusive Finance and Regulatory Convergence\u201d (pp. 31\u201333), Elma Zuki\u0107 highlights the key messages and outcomes of last year\u2019s conference in Dubrovnik, which brought together more than 250 participants from across the Western Balkans and the wider financial ecosystem.<\/p><p>As the initiator and lead organizer of the MicroBalkans platform, AMFI has been committed from the outset to bringing together microfinance institutions, regulators, central banks, international and development partners, and other financial-sector stakeholders around shared regional priorities.<\/p><p>The article identifies several themes that will shape the sector\u2019s next phase: regulatory alignment with EU standards, digital transformation and responsible AI, ESG and the green transition, financial literacy and responsible lending, as well as the long-term sustainability and stability of the microfinance sector.<\/p><p>The central message is clear: financial inclusion, sustainability and financial stability can no longer be viewed as separate objectives. The next step is to turn shared understanding and regional dialogue into concrete, coordinated action.<\/p><p>Building on these foundations, AMFI is already moving forward with MicroBalkans 2026, with the ambition to further strengthen regional dialogue, institutional cooperation and a shared response to the changes shaping the future of finance across the Western Balkans.<\/p><p>MicroBalkans 2026 \u2013 continuing the regional dialogue, strengthening regional cooperation.<\/p><p>Read the full article on pages 31\u201333 of Issue No. 5 of Adria Fintech Journal:<\/p><p>Adria Fintech Journal \u2013 Issue No. 5<\/p><p>Our sincere thanks to Dr. Miodrag Dzodzo for the opportunity and support, and to the Adria Fintech Advisory team for providing a platform to share the MicroBalkans story and AMFI\u2019s perspective with the wider regional financial community.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ce9a1e e-flex e-con-boxed e-con e-parent\" data-id=\"6ce9a1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We are pleased to share an article by Elma Zukic, President of the Association of Microfinance Institutions in Bosnia and Herzegovina (AMFI), published in Issue No. 5 of Adria Fintech Journal, reflecting on the development of MicroBalkans as a regional platform for inclusive finance and regulatory convergence. In \u201cMicroBalkans 2025 \u2013 A Regional Platform for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8615,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36,21],"tags":[],"class_list":["post-8618","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-microbalkans26","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MicroBalkans \u2013 From Regional Dialogue to Coordinated Action - AMFI<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/amfi.ba\/en\/microbalkans-from-regional-dialogue-to-coordinated-action\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MicroBalkans \u2013 From Regional Dialogue to Coordinated Action - AMFI\" \/>\n<meta property=\"og:description\" content=\"We are pleased to share an article by Elma Zukic, President of the Association of Microfinance Institutions in Bosnia and Herzegovina (AMFI), published in Issue No. 5 of Adria Fintech Journal, reflecting on the development of MicroBalkans as a regional platform for inclusive finance and regulatory convergence. 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