Udruženje mikrokreditnih organizacija u Bosni i Hercegovini
Association of Microfinance Institutions in Bosnia and Herzegovina
Esteemed Participants,
On behalf of the Association of Microcredit Organizations in Bosnia and Herzegovina (AMFI), together with our co-organizers – member organizations of the Western Balkans Alliance (WB Alliance) – we are delighted to invite you to MICROBALKANS25, the leading regional conference on inclusive finance, innovation, and ESG transformation in the Western Balkans.
Dubrovnik, Croatia, 5 – 7 November 2025
After the success of MICROBALKANS24 in Sarajevo, which gathered nearly 300 regulators, microfinance providers, donors, fintech companies, and policymakers, this year’s edition will bring an even stronger focus on practical solutions, regional cooperation, and action-oriented dialogue.
Why join us?
MICROBALKANS25 is more than a conference – it is a regional movement, co-created by AMFI and WB Alliance members, that connects institutions, strengthens cooperation, and drives innovation for a fairer and more resilient financial future.
Join us in Dubrovnik and shape the future of inclusive finance in the Western Balkans!
Stay tuned for registration details!
Sincerely,
Elma Zukić
President of Association of Microfinance Association in Bosnia and Herzegovina
Important: After completing the payment, it is mandatory to send the payment confirmation (proof of payment/transaction slip) by e-mail to koordinator@amfi.ba.
The e-mail must clearly indicate:
If one payment covers multiple participants, please include a list with the names of all participants and their corresponding registration details, so the payment can be properly allocated.
This step is required so that your payment can be matched with your registration.
For any clarifications regarding the payment process, please contact:
AMFI Conference Coordination Office
Contact person: Koordinator AMFI
E-mail: koordinator@amfi.ba
Phone/WhatsApp: +387 61 144 531
Payments from Bosnia and Herzegovina (domestic payments):
Payments from abroad (international payments):
Please note that, due to organizational reasons, refunds are not possible for cancellations made less than ten days before the start of the conference.
AMFI – MICROBALKANS25
Start Date: Wednesday, November 05, 2025
End Date: Friday, November 07, 2025
Hotel(s) offering your special group rate:
• Sheraton Dubrovnik Riviera Hotel – 119.00 EUR per night
The link is active for the days of the conference, i.e. 05.-07.11. while the prices are valid until 09.11.
For extensions from 07.11. please contact the hotel directly via: mice@sheratondubrovnikriviera.com
NOTE: Please note that the conference venue is conveniently located in this hotel.
Personal Data Protection – EU Regulation 2016/679 and BiH Law on Protection of Personal Data
In accordance with EU Regulation 2016/679 on data protection (GDPR) and the Law on Protection of Personal Data of Bosnia and Herzegovina (“Official Gazette of BiH”, nos. 49/06, 76/11, and 89/11), the Association of Microfinance Institutions in BiH informs the participant that the provided personal data will be used exclusively for the purpose of organizing this event. Data may be transferred to third parties (our partners: forwarding agencies, congress agencies, companies, and associations collaborating in the organization of the event).
Refusal to provide consent for personal data processing may compromise the ability to participate in the event. By signing this form, the participant confirms that he/she is aware of the contents of EU Regulation 2016/679 and the BiH Law on Protection of Personal Data, as well as of the purposes and conditions of data processing, and gives consent for such processing.
Kako umjetna inteligencija može unaprijediti finansijski sektor, a istovremeno poštovati pravne i etičke standarde? Ovaj panel istražuje upotrebu AI u finansijama, fokusirajući se na izazove regulative, zaštite podataka i etike. Stručnjaci iz IT, akademskog i korporativnog sektora raspravljat će o tome kako odgovorna primjena AI može unaprijediti efikasnost, inovacije i
Kako mikrofinansije mogu podržati lokalne zajednice i poboljšati svakodnevni život? Ovaj panel istražuje primjere projekata koji unapređuju kvalitet stambenih objekata, lokalnu infrastrukturu i održive prakse, uključujući energetski efikasne i klimatski pametne intervencije. Diskusija će pokazati kako inkluzivno finansiranje može omogućiti otpornim domaćinstvima pristup resursima i podržati dugoročne pozitivne promjene u
Predstavljamo Amru Omeragić, investicijsku menadžericu u Finance in Motion (EFSE), koja će govoriti na konferenciji MICRO BALKANS 25! Predstaviće inovativna rješenja u oblasti ESG izvještavanja i digitalnih alata za transparentnost, usmjerena na održivi razvoj i bolje donošenje odluka u mikrofinansijskom sektoru. Uspostavljanje ESG inovacija za budućnost regiona.
Kako se pravni i regulatorni okviri Zapadnog Balkana mogu uskladiti s EU standardima? Ovaj visokoprofilni forum okuplja evropske partnere koji redovno doprinose razvoju regiona, a fokus je na izazovima i mogućnostima u harmonizaciji regulative, finansijskoj uključenosti, platnim sistemima i pripremi za EU integracije. Diskusija posebno ističe ulogu mikrofinansija i socijalne
