
20 Years of EFSE – A Partnership That Creates Opportunities
Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,
How can microfinance, agriculture, and tourism work together to build a sustainable future?
This panel highlights innovative Agri-finance solutions, value chain integration, and access to finance for ecotourism and climate-smart agriculture, showing how these elements can jointly drive rural development across the MICROBALKANS region.
Experts from the microfinance, academic, and business sectors will discuss how innovation and access to finance can empower rural communities, create new opportunities, and strengthen the foundation for a greener, more resilient economy.
MICROBALKANS25 – Dubrovnik, November 5–7, 2025
Learn more: https://amfi.ba/
Thank you for your continued support!
Coorganizers: Alliance of Microfinance Organizations Economic Chamber of North Macedonia
Mikrofinanca Shqiptare AMIK Udruženje mikrofinansijskih institucija Crne Gore (Microfinance Association of Montenegro)
Albanian Microfinance Association
Institutional partners:
Agencija za bankarstvo Federacije BiH
Agencija za bankarstvo Republike Srpske
Supported by: European Investment Bank (EIB)
InvestEU / InvestEU Advisory Hub
European Microfinance NetworkHabitat for Humanity International
European Fund for Southeast Europe (EFSE) Funded by the European Union (EU funding programme)
Banca Etica IFC – International Finance Corporation
Alter Modus Flex Credit Bosna i Hercegovina

Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,

We are pleased to share the article “Finance as a Bridge to Biodiversity Conservation”, authored by Elma Zukic, President of the Association of Microcredit Organizations

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AMFI President, Elma Zukić, will participate as a panelist at the regional banking and fintech conference INFINTECH 2026, taking place on 8–9 October in Tivat,

From Sarajevo in 2024 and Dubrovnik in 2025 to Skopje in 2026 — MicroBalkans continues to connect the financial sector of the Western Balkans with