Udruženje mikrokreditnih organizacija u Bosni i Hercegovini
Association of Microfinance Institutions in Bosnia and Herzegovina
Esteemed Participants,
On behalf of the Association of Microcredit Organizations in Bosnia and Herzegovina (AMFI), together with our co-organizers – member organizations of the Western Balkans Alliance (WB Alliance) – we are delighted to invite you to MICROBALKANS25, the leading regional conference on inclusive finance, innovation, and ESG transformation in the Western Balkans.
Dubrovnik, Croatia, 5 – 7 November 2025
After the success of MICROBALKANS24 in Sarajevo, which gathered nearly 300 regulators, microfinance providers, donors, fintech companies, and policymakers, this year’s edition will bring an even stronger focus on practical solutions, regional cooperation, and action-oriented dialogue.
Why join us?
MICROBALKANS25 is more than a conference – it is a regional movement, co-created by AMFI and WB Alliance members, that connects institutions, strengthens cooperation, and drives innovation for a fairer and more resilient financial future.
Join us in Dubrovnik and shape the future of inclusive finance in the Western Balkans!
Stay tuned for registration details!
Sincerely,
Elma Zukić
President of Association of Microfinance Association in Bosnia and Herzegovina
The registration fee includes the full conference program (2.5 days), welcome cocktail, gala dinner with open bar, lunches, and coffee breaks during the conference.
Important: After completing the payment, it is mandatory to send the payment confirmation (proof of payment/transaction slip) by e-mail to koordinator@amfi.ba.
The e-mail must clearly indicate:
If one payment covers multiple participants, please include a list with the names of all participants and their corresponding registration details, so the payment can be properly allocated.
This step is required so that your payment can be matched with your registration.
For any clarifications regarding the payment process, please contact:
AMFI Conference Coordination Office
Contact person: Koordinator AMFI
E-mail: koordinator@amfi.ba
Phone/WhatsApp: +387 61 144 531
Payments from Bosnia and Herzegovina (domestic payments):
Payments from abroad (international payments):
Please note that, due to organizational reasons, refunds are not possible for cancellations made less than ten days before the start of the conference.
AMFI – MICROBALKANS25
Start Date: Wednesday, November 05, 2025
End Date: Friday, November 07, 2025
Hotel(s) offering your special group rate:
• Sheraton Dubrovnik Riviera Hotel – 119.00 EUR per night
The link is active for the days of the conference, i.e. 05.-07.11. while the prices are valid until 09.11.
For extensions from 07.11. please contact the hotel directly via: mice@sheratondubrovnikriviera.com
NOTE: Please note that the conference venue is conveniently located in this hotel.
Personal Data Protection – EU Regulation 2016/679 and BiH Law on Protection of Personal Data
In accordance with EU Regulation 2016/679 on data protection (GDPR) and the Law on Protection of Personal Data of Bosnia and Herzegovina (“Official Gazette of BiH”, nos. 49/06, 76/11, and 89/11), the Association of Microfinance Institutions in BiH informs the participant that the provided personal data will be used exclusively for the purpose of organizing this event. Data may be transferred to third parties (our partners: forwarding agencies, congress agencies, companies, and associations collaborating in the organization of the event).
Refusal to provide consent for personal data processing may compromise the ability to participate in the event. By signing this form, the participant confirms that he/she is aware of the contents of EU Regulation 2016/679 and the BiH Law on Protection of Personal Data, as well as of the purposes and conditions of data processing, and gives consent for such processing.
We were especially grateful and honoured to have the presence of the Vice Governor of the Central Bank of Bosnia and Herzegovina, Emir Kurtić, whose participation enriched the discussion and deepened insights into key topics. The conversation was further energised by a thought-provoking question from Ana Kentera, CEO of MFI
The third day of MICROBALKANS25 opened with inspiring stories of resilience, innovation, and growth. Milena Haneš, CEO of MCC Microfin, together with Adna-Dženeta Resić, owner of AESTHETIC Bar, shared powerful testimonies on how microfinance can transform lives and fuel entrepreneurship. Their journeys highlight the real impact of financial inclusion on
The third day of MICROBALKANS25 opened with a powerful reminder of the importance of financial literacy and responsible borrowing. Pavol Kapsdorfer from the Microfinance Centre (MFC) introduced the Borrow Wisely Campaign – a long-standing initiative that helps microfinance clients understand loans, plan their budgets, and make safe financial decisions. The
How can microcredit institutions ensure long-term stability and growth in an evolving financial landscape? The panel will focus on key operational and strategic challenges faced by MCIs, offering actionable recommendations to strengthen their resilience, competitiveness, and role in supporting small businesses and local communities. MICROBALKANS25 – Dubrovnik, November 5–7, 2025
Panel 4 addressed key workforce gaps in the region, both within MFIs and among the ecosystem. The focus was on talent retention, digital skills, informal employment, and how MFIs can support employability through targeted products and partnerships. MICROBALKANS25 – Dubrovnik, November 5–7, 2025 Learn more: www.amfi.ba
This panel examined how innovative Agri-finance solutions, value chain integration, and access to finance for ecotourism and climate-smart agriculture can jointly drive sustainable rural development and unlock the full potential of the bioeconomy in the MICROBALKANS region. MICROBALKANS25 – Dubrovnik, November 5–7, 2025 Learn more: www.amfi.ba