
AMFI at the EMN Annual Conference 2026 | Barcelona
We are pleased to announce that Elma Zukić, President of the Association of Microcredit Organizations in Bosnia and Herzegovina (AMFI), will be a speaker at
9 cycles with EKI. The family of Sarvan from Modriča has been engaged in agriculture since they inheritet it from their elderlies, and decided to continue the tradition. Mr. Osman and his family currently own 16 cows and process 200 dunums of land. They use their own machinery for processing. Considering that the situation in agriculture is very difficult, and that the expenditures are large, and the income is small, Sarvan family survives due to experience, heritage, and long-term work model. They state that they would not succeed without the EKI loans which searved them for expanditure of the live stock fund. After that, they raised a second loan for the purchase of tractors, then for the pre-material, and for the roll press.

We are pleased to announce that Elma Zukić, President of the Association of Microcredit Organizations in Bosnia and Herzegovina (AMFI), will be a speaker at

“Finance alone is not enough. We need finance, knowledge and action.” With this message, Elma Zukić, President of AMFI BiH, shared at MicroBalkans 26 the journey

The future of microfinance goes beyond traditional lending — new opportunities are emerging for the sector to play a broader role in the development of

Why does microfinance matter? Because finance matters when it makes something possible that otherwise might not happen. Day one of MicroBalkans 26 in Skopje brought this

We look forward to meeting in Skopje for two days of regional dialogue, exchange of experiences and joint action under the theme “Lending Reimagined –

Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,