
20 Years of EFSE – A Partnership That Creates Opportunities
Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,
9 cycles with EKI. The family of Sarvan from Modriča has been engaged in agriculture since they inheritet it from their elderlies, and decided to continue the tradition. Mr. Osman and his family currently own 16 cows and process 200 dunums of land. They use their own machinery for processing. Considering that the situation in agriculture is very difficult, and that the expenditures are large, and the income is small, Sarvan family survives due to experience, heritage, and long-term work model. They state that they would not succeed without the EKI loans which searved them for expanditure of the live stock fund. After that, they raised a second loan for the purchase of tractors, then for the pre-material, and for the roll press.

Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,

We are pleased to share the article “Finance as a Bridge to Biodiversity Conservation”, authored by Elma Zukic, President of the Association of Microcredit Organizations

AMFI continuously works to improve the quality, transparency, and comparability of data on the microfinance sector in Bosnia and Herzegovina, creating a reliable foundation for

AMFI, together with its regional partners, is proud to participate as a co-organizer of MicroBalkans 2026 – Western Balkans Conference for the Microfinance Sector. See

AMFI President, Elma Zukić, will participate as a panelist at the regional banking and fintech conference INFINTECH 2026, taking place on 8–9 October in Tivat,

From Sarajevo in 2024 and Dubrovnik in 2025 to Skopje in 2026 — MicroBalkans continues to connect the financial sector of the Western Balkans with