
AMFI at the EMN Annual Conference 2026 | Barcelona
We are pleased to announce that Elma Zukić, President of the Association of Microcredit Organizations in Bosnia and Herzegovina (AMFI), will be a speaker at
Advija is a hair salon owner, and she is running family business together with her daughter who will fully inherit the business when Advija decides to retire. The hairdresser shop is located in the center of Sarajevo on a very frequent location. She has been in this business for more than ten years.
The salon is visited by mostly permanent customers. Many of them come to the salon from nearby settlements. Advija mostly provides classical haircuts, and her daughter modern haircuts, strands, painting, and hair extensions. Advija is Mikra family member over ten years now and she intends to stay with Mikra till she retires.

We are pleased to announce that Elma Zukić, President of the Association of Microcredit Organizations in Bosnia and Herzegovina (AMFI), will be a speaker at

“Finance alone is not enough. We need finance, knowledge and action.” With this message, Elma Zukić, President of AMFI BiH, shared at MicroBalkans 26 the journey

The future of microfinance goes beyond traditional lending — new opportunities are emerging for the sector to play a broader role in the development of

Why does microfinance matter? Because finance matters when it makes something possible that otherwise might not happen. Day one of MicroBalkans 26 in Skopje brought this

We look forward to meeting in Skopje for two days of regional dialogue, exchange of experiences and joint action under the theme “Lending Reimagined –

Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,