
20 Years of EFSE – A Partnership That Creates Opportunities
Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,
Advija is a hair salon owner, and she is running family business together with her daughter who will fully inherit the business when Advija decides to retire. The hairdresser shop is located in the center of Sarajevo on a very frequent location. She has been in this business for more than ten years.
The salon is visited by mostly permanent customers. Many of them come to the salon from nearby settlements. Advija mostly provides classical haircuts, and her daughter modern haircuts, strands, painting, and hair extensions. Advija is Mikra family member over ten years now and she intends to stay with Mikra till she retires.

Mostar marked the 20th anniversary of the European Fund for Southeast Europe (EFSE) – two decades of investment in financial inclusion, the development of micro,

We are pleased to share the article “Finance as a Bridge to Biodiversity Conservation”, authored by Elma Zukic, President of the Association of Microcredit Organizations

AMFI continuously works to improve the quality, transparency, and comparability of data on the microfinance sector in Bosnia and Herzegovina, creating a reliable foundation for

AMFI, together with its regional partners, is proud to participate as a co-organizer of MicroBalkans 2026 – Western Balkans Conference for the Microfinance Sector. See

AMFI President, Elma Zukić, will participate as a panelist at the regional banking and fintech conference INFINTECH 2026, taking place on 8–9 October in Tivat,

From Sarajevo in 2024 and Dubrovnik in 2025 to Skopje in 2026 — MicroBalkans continues to connect the financial sector of the Western Balkans with