
From an Idea in Bosnia and Herzegovina to a Shared Regional Initiative
“Finance alone is not enough. We need finance, knowledge and action.” With this message, Elma Zukić, President of AMFI BiH, shared at MicroBalkans 26 the journey
Panel 1
Who are the visionaries who turned microfinance in the Western Balkans from an idea into a movement?
This inspiring session gathers the pioneers who built and continue to shape the sector, sharing stories of resilience, innovation, and inclusion that have defined decades of impact.
Through personal reflections and a regulatory perspective, the panel will explore how microfinance evolved into a key driver of opportunity and trust across the region.
MICROBALKANS25 – Dubrovnik, November 5–7, 2025
Learn more: www.amfi.ba
Thank you for your continued support!
Coorganizers:
Alliance of Microfinance Organizations
Institutional partners:
Supported by:
Our members:
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