
MICROBALKANS25 – Closing Remarks
A dynamic wrap-up session highlighting key insights from the panels and roundtables, spotlighting collective commitments, and outlining next steps. It featured reflections from Alliance members
How can microfinance, agriculture, and tourism work together to build a sustainable future?
This panel highlights innovative Agri-finance solutions, value chain integration, and access to finance for ecotourism and climate-smart agriculture, showing how these elements can jointly drive rural development across the MICROBALKANS region.
Experts from the microfinance, academic, and business sectors will discuss how innovation and access to finance can empower rural communities, create new opportunities, and strengthen the foundation for a greener, more resilient economy.
MICROBALKANS25 – Dubrovnik, November 5–7, 2025
Learn more: https://amfi.ba/
Thank you for your continued support!
Coorganizers: Alliance of Microfinance Organizations Economic Chamber of North Macedonia
Mikrofinanca Shqiptare AMIK Udruženje mikrofinansijskih institucija Crne Gore (Microfinance Association of Montenegro)
Albanian Microfinance Association
Institutional partners:
Agencija za bankarstvo Federacije BiH
Agencija za bankarstvo Republike Srpske
Supported by: European Investment Bank (EIB)
InvestEU / InvestEU Advisory Hub
European Microfinance NetworkHabitat for Humanity International
European Fund for Southeast Europe (EFSE) Funded by the European Union (EU funding programme)
Banca Etica IFC – International Finance Corporation
Alter Modus Flex Credit Bosna i Hercegovina

A dynamic wrap-up session highlighting key insights from the panels and roundtables, spotlighting collective commitments, and outlining next steps. It featured reflections from Alliance members

AI is driving efficiency and innovation in finance, but it also brings complex challenges in regulation, ethics, and data protection. This panel examined how legal


This high-level panel brought together partners from across Europe who regularly contribute to the Western Balkans region to discuss the enabling environment for social finance.

This session explored the critical role of microfinance institutions (MFIs) in accelerating the green transition in the Western Balkans, with a specific focus on housing

The third day of MICROBALKANS25 opened with a powerful reminder of the importance of financial literacy and responsible borrowing. Pavol Kapsdorfer from the Microfinance Centre