
MICROBALKANS25 – Closing Remarks
A dynamic wrap-up session highlighting key insights from the panels and roundtables, spotlighting collective commitments, and outlining next steps. It featured reflections from Alliance members
9 cycles with EKI. The family of Sarvan from Modriča has been engaged in agriculture since they inheritet it from their elderlies, and decided to continue the tradition. Mr. Osman and his family currently own 16 cows and process 200 dunums of land. They use their own machinery for processing. Considering that the situation in agriculture is very difficult, and that the expenditures are large, and the income is small, Sarvan family survives due to experience, heritage, and long-term work model. They state that they would not succeed without the EKI loans which searved them for expanditure of the live stock fund. After that, they raised a second loan for the purchase of tractors, then for the pre-material, and for the roll press.

A dynamic wrap-up session highlighting key insights from the panels and roundtables, spotlighting collective commitments, and outlining next steps. It featured reflections from Alliance members

AI is driving efficiency and innovation in finance, but it also brings complex challenges in regulation, ethics, and data protection. This panel examined how legal


This high-level panel brought together partners from across Europe who regularly contribute to the Western Balkans region to discuss the enabling environment for social finance.

This session explored the critical role of microfinance institutions (MFIs) in accelerating the green transition in the Western Balkans, with a specific focus on housing

The third day of MICROBALKANS25 opened with a powerful reminder of the importance of financial literacy and responsible borrowing. Pavol Kapsdorfer from the Microfinance Centre